Iminyango efanelekile yezimboni kanye nokwaziswa, iminyango yezezimali (amahhovisi), amahhovisi okulawula umshwalense wezifundazwe, izifunda ezizimele, omasipala abangaphansi kukaHulumeni Ophakathi kanye namadolobha anezinhlelo ezihlukene, kanye namabhizinisi aphakathi afanele:
Ukuze kuqaliswe ukuthunyelwa okuphelele kweNational New Materials Industry Development Group kanye nemisebenzi ebalulekile ephakanyiswe yiNew Materials Industry Development Guide, futhi kukhuthazwe ukuqaliswa kwe-China Manufacturing 2025, uMnyango Wezimboni Nobuchwepheshe Bolwazi, uMnyango Wezezimali, kanye neKhomishini Yokulawula Umshwalense waseShayina (ebizwa ngokuthi iminyango emithathu) banqume ukusungula i-China Insurance Regulatory Commission entsha. I-China Insurance Regulatory Commission isetshenziswa ngendlela yokunxephezela umshwalense (ebizwa ngokuthi i-first of insurance mechanism ye-insurance mechanism) futhi umsebenzi wokuhlola uyenziwa. Izindaba ezifanele zaziswa ngalokhu okulandelayo:
Okokuqala, qonda ngokugcwele ukubaluleka kokusungula uhlelo lokuqala lomshuwalense wezinto ezintsha
Izinto ezintsha ziwukusekelwa kanye nesisekelo sokukhiqiza okuthuthukisiwe. Ukusebenza kwayo, ubuchwepheshe kanye nenqubo kuthinta ngqo ikhwalithi yomkhiqizo kanye nokuphepha kokukhiqiza kwamasimu angezansi njengolwazi lwe-elekthronikhi kanye nemishini ephezulu. Esigabeni sokuqala sokungena kwezinto ezintsha emakethe, kuyadingeka ukuthi kuhlolwe isikhathi eside kanye nenani elikhulu lokutshalwa kwezimali. Abasebenzisi abaphansi banezingozi ezithile zokusetshenziswa okokuqala, okuholela ekutheni "ukusetshenziswa kwezinto akukuhle, izinto azisetshenziswa", futhi ukukhiqizwa kanye nokusetshenziswa akusebenzi futhi akuseyona into entsha. Izinkinga ezifana nokukhuthaza umkhiqizo kanye nobunzima bokusetshenziswa.
Misa iqembu lokuqala lendlela yomshuwalense wezinto ezintsha, unamathele esimisweni esithi “isiqondiso sikahulumeni, ukusebenza kwemakethe”, uhlose ukusebenzisa izindlela ezisekelwe emakethe ukwenza amalungiselelo ezikhungo okusetshenziswa kokulawulwa kwengozi nokwabelana ngezinto ezintsha, futhi udlule emgodleni wokuqala wemakethe wokusetshenziswa kwezinto ezintsha. Ukuvuselela nokukhulula isidingo esisebenzayo semikhiqizo yezinto ezintsha embonini engezansi kubaluleke kakhulu ekusheshiseni ukuguqulwa nokusetshenziswa kwemiphumela emisha yezinto ezintsha, ukukhuthaza ukuguqulwa kwesakhiwo kohlangothi lokuhlinzekwa kwemboni yezinto zendabuko, kanye nokuthuthukisa izinga lokuthuthukiswa eliphelele lemboni yezinto ezintsha zaseShayina.
Okwesibili, okuqukethwe okuyinhloko kweqoqo lokuqala lendlela yomshuwalense yezinto ezintsha
(1) Izinto zokuhlola kanye nobubanzi
UMnyango Wezimboni Nobuchwepheshe Bolwazi uhlele izinto ezintsha zokukhiqiza zaseShayina ngo-2025 kanye nezempi kanye nezakhamuzi, futhi wahlela ukulungiswa "kweMihlahlandlela Yokusetshenziswa Kweqoqo Lokuqala Lezinto Ezintsha Ezibalulekile" (okuzobizwa ngokuthi "iKhathalogi"). Iqoqo lokuqala lezinto ezintsha ukuthengwa kwemikhiqizo emisha yezinto ezibonakalayo yohlobo olufanayo kanye nezincazelo zobuchwepheshe kuKhathalogi ngonyaka wokuqala. Isikhathi lapho umsebenzisi ethenga khona umkhiqizo omusha okokuqala ngesikhathi sokusebenza kweKhathalogi ukubalwa kwesikhathi sokuqala sonyaka wokuqala. Ibhizinisi elikhiqiza iqoqo lokuqala lezinto ezintsha liyinto esekelwayo yenqubomgomo yesinxephezelo somshuwalense. Izinkampani ezisebenzisa iqoqo lokuqala lezinto ezintsha zingabazuzi bomshuwalense. IKhathalogi izolungiswa ngokuguquguqukayo ngokusekelwe ekuthuthukisweni kwemboni yezinto ezintsha kanye nomsebenzi wokuhlola. Izinto ezisetshenziswa kusethi yokuqala yemishini esetshenziselwa ukujabulela inqubomgomo yesinxephezelo somshuwalense azimboziwe yile nqubomgomo.
(2) Ukumbozwa kanye nokumbozwa komshwalense
IKhomishini Yokulawula Umshwalense waseShayina (i-CIRC) izoqondisa izinkampani zomshuwalense ukuthi zinikeze imikhiqizo yomshuwalense wekhwalithi yomkhiqizo omusha kanye nemfanelo yokuphepha eyenziwe ngokwezifiso (ebizwa ngokuthi umshwalense wezinto ezintsha) ukuze kukhuthazwe izinto ezintsha, futhi kuqinisekiswe izingozi zekhwalithi yezinto ezintsha kanye nezingozi zemfanelo. Ingozi yekhwalithi yokubhalisa iqinisekisa kakhulu ingozi yokufakwa esikhundleni noma ukubuyiselwa kwabasebenzisi benkontileka ngenxa yamaphutha ekhwalithi yezinto ezintsha. Ingozi yemfanelo yokubhalisa iqinisekisa kakhulu ukulahlekelwa yimpahla yomsebenzisi wenkontileka noma ingozi yokulimala komuntu siqu noma ukufa ngenxa yamaphutha ekhwalithi yezinto ezintsha.
Umkhawulo wesibopho seqoqo lokuqala lomshwalense wezinto ezintsha uzonqunywa ngokusekelwe enanini lenkontileka yokuthenga kanye nenani lokulahlekelwa yisibopho okungase kuvele ngomkhiqizo. Ngokomthetho, umkhawulo wesibopho wezibonelelo zikahulumeni awudluli izikhathi ezi-5 zenani lenkontileka, futhi umkhawulo ophezulu awudluli ama-yuan ayizigidi ezingu-500, kanti izinga lephrimiyamu yomshwalense alidluli u-3%.
Khuthaza izinkampani zomshuwalense ukuthi zisungule futhi zihlinzeke ngemikhiqizo yomshuwalense efana nomshuwalense wokuthutha izimpahla kanye neminye imishuwalense yesikweletu ngokwesimo sangempela samabhizinisi, futhi zandise ukumbozwa komshuwalense.
(3) Indlela yokusebenza
1. Memezela i-ejensi yokuqinisekisa. UMnyango Wezohwebo, Imboni Nobuchwepheshe Bolwazi kanye noMnyango Wezezimali weKhomishini Yokulawula Umshwalense YaseShayina babhale futhi bamemezela ngokucacile uhlu lwezinhlangano zemakethe yomshwalense.
2. Amabhizinisi avikelwe ngokuzithandela. Ibhizinisi elisha lokukhiqiza izinto linquma ukuthi lizothenga yini umshuwalense wezinto ezintsha ngokwesimo sangempela sokukhiqiza nokusebenza.
3. Faka isicelo sezimali zoxhaso lwe-premium. Inkampani yomshuwalense efanelekile ingafaka isicelo sesikhwama soxhaso lwe-premium sezimali esiphakathi, futhi inani loxhaso lingu-80% weprimiyamu yonyaka yomshuwalense. Isikhathi somshuwalense singunyaka owodwa futhi inkampani ingasivuselela njengoba kudingeka. Isikhathi soxhaso sibalwa ngokwesikhathi sangempela somshuwalense, futhi ngokomthetho asidluli iminyaka emi-3. Uxhaso lwe-premium luxhaswa ngokuguqulwa nokuthuthukiswa kwezimboni okukhona (Okwenziwe eShayina 2025) ngesabelomali somnyango soMnyango Wezimboni Nobuchwepheshe Bolwazi.
4. Thuthukisa ukusebenza okuhle kakhulu. Izinkampani zomshuwalense ezibandakanyeka emsebenzini wokuhlola kufanele zisebenzise ngobuqotho izidingo zedokhumenti ezifanele, zisungule amaqembu ochwepheshe futhi zisheshise izicelo, ziqinise izinsizakalo zomshuwalense wezinto ezintsha, futhi ziqoqe idatha yomshuwalense njalo, zithuthukise izinhlelo zomshuwalense, futhi zithuthukise ukuhlonza ubungozi bamabhizinisi emkhakheni wokukhiqizwa nokusetshenziswa kwezinto ezintsha. Kanye nekhono lokuxazulula. Inkampani yomshuwalense kufanele isebenzise ngokufanayo isigaba semodeli ukuqhuba ibhizinisi lokubhalisa (isigaba semodeli kufanele sikhishwe ngokwehlukana).
Isiqondiso seqembu lokuqala lomsebenzi wokuhlola umshwalense wesicelo sezinto ezintsha kufanele sikhishwe ngokwehlukana yi-CIRC.
Okwesithathu, uhlelo lokusebenza lokuhlola
(1) Ibhizinisi elifaka isicelo sezimali zoxhaso lweprimiyamu kufanele lihlangabezane nemibandela elandelayo:
1. Ibhaliswe endaweni yeRiphabhulikhi Yabantu baseShayina futhi inesimo somuntu ozimele osemthethweni.
2. Ukuzibandakanya ekukhiqizweni kwezinto ezintsha ezisohlwini lweKhathalogu.
3. Ubuchwepheshe obuyinhloko kanye namalungelo empahla yobuhlakani yemikhiqizo enezikhwama zoxhaso zeprimiyamu.
4. Ukuba namakhono aqinile entuthuko kanye nokuthuthukiswa kwezimboni kanye nethimba lobuchwepheshe.
(II) Isicelo sezimali zoxhaso lweprimiyamu sizohlelwa ngokwenhlangano yonyaka kusukela ekuqaleni kuka-2017, futhi izimali zezimali zizohlelwa ngendlela yoxhaso lwangemva koxhaso. Izinkampani ezifanelekile zingathumela amadokhumenti esicelo njengoba kudingeka. Amabhizinisi endawo afaka izicelo kuMnyango Wezimboni Nobuchwepheshe Bolwazi ngeminyango efanelekile yezimboni nobuchwepheshe bolwazi (ebizwa ngokuthi yiziphathimandla zezimboni nezolwazi ezingeni lesifundazwe) ezifundazweni zawo (izifunda ezizimele, omasipala abangaphansi kukaHulumeni Ophakathi ngqo, kanye namadolobha anezinhlelo ezihlukene), kanti amabhizinisi aphakathi afaka izicelo ngqo kuMnyango Wezimboni Nobuchwepheshe Bolwazi. . UMnyango Wezimboni Nobuchwepheshe Bolwazi, kanye noMnyango Wezezimali kanye neKhomishini Yokulawula Umshwalense YaseShayina, uphathise iKomidi Likazwelonke Lokweluleka Ngokuthuthukiswa Kwezinto Ezintsha Zemboni ukuthi lihlole izinto zokufaka izicelo zebhizinisi, libuyekeze uhlu lwezincomo zochwepheshe, futhi lihlele futhi likhiphe izimali zoxhaso lweprimiyamu ngokuhambisana nemithethonqubo yokuphathwa kwesabelomali.
(3) Ukuze benze umsebenzi omuhle ngo-2017, amabhizinisi asebene-inshuwalense kusukela ngosuku lokushicilelwa kwesaziso kuze kube nguNovemba 30, 2017 azothumela izinto ezifanele kusukela mhla lu-1 kuya ku-15 Disemba (bheka okunamathiselwe ukuze uthole izidingo ezithile). Iminyango yezimboni kanye nokuphathwa kolwazi yesifundazwe kanye namabhizinisi amakhulu azothumela imibono yokuhlolwa kwezimali kanye nezinto ezifanele kuMnyango Wezimboni kanye Nobuchwepheshe Bolwazi (Inhlangano Yezimboni Zokusetshenziswa Kwezinto Ezingavuthiwe) ngaphambi komhla zingama-25 Disemba, ukuze kuqiniswe ukuqapha. Amanye amalungiselelo omsebenzi akhethekile wonyaka azomenyezelwa ngokwehlukana.
(4) Iminyango yezimboni enekhono kanye neyolwazi, iminyango yezezimali, kanye neminyango yokuqapha umshwalense kuzo zonke izigaba kufanele iwubheke njengobaluleke kakhulu, yenze umsebenzi omuhle ekuhleleni, ekuxhumaniseni, nasekusakazeni nasekuchazeni umsebenzi, futhi ikhuthaze amabhizinisi ukuthi asekele umshwalense ngenkuthalo. Ngesikhathi esifanayo, kubalulekile ukuqinisa ukuqapha nokuhlola, ukuqinisekisa ngokucophelela ubuqiniso bezinto ezisetshenziswayo, nokuqinisa isampula yangemva kokuqapha kanye nemiphumela yokusetshenziswa kweqoqo lokuqala lezinto ukuqinisekisa ukusetshenziswa kwezimali zezimali. Amabhizinisi nezinkampani zomshuwalense ezinemisebenzi yokukhwabanisa njengomshuwalense wokukhwabanisa kuzodingeka ukuthi zibuyise izimali zoxhaso lwezezimali futhi ziziveze kuwebhusayithi yeminyango emithathu.
Isikhathi sokuthunyelwe: Septhemba-27-2019